How To Open A Deposit Account and Documentation Requirements

1. Please read, print and complete the relevant application form in full and sign it to confirm that you have read and understood the terms and conditions. A lack of information may result in a delay in opening the account.

2. Submit the following identification and other documentation - see below.

3. Send the completed application form and other documentation to:

Bank of Ireland,
P O Box 246,
Christian Road,
Douglas,
Isle of Man,
IM99 1XF.

New Customers

If you are a new customer, please read the Terms and Conditions, complete and return the Application Form together with your initial investment and the proof of identity documents detailed on the back of the application form. (Please send your initial investment as a cheque or instruct your bank to send a Telegraphic Transfer or Bank Giro Credit to the address below.)

New Customer Information Pack

Existing Customers

If you are already a customer of Bank of Ireland, simply complete the Application Form and send together with your cheque or other instructions to transfer money from other account(s). If you have previously been a customer but no longer have any funds with Bank of Ireland and wish to re-open that customer record, we may need to re-identify you with up to date documentation. Please quote your old customer number in your correspondence.

Bank of Ireland download centre

Identification and other documentation

Our Customer Due Diligence requirements – Individuals

In order to verify your identity, you are required to submit one item from List A and one item from List B below. Please note that certified copies of original documents are acceptable; please do not send us your original passport, government issued identity card or driving licence.

List A – Proof of Identity: certified copy of

• Valid passport – include number, signature and photograph.
• Your government issued identity card.
• Valid full driving licence, with photograph and signature.

List B – Verification of Permanent Residential Address: original or certified copy of

• Utility bill less than three months old (mobile telephone bills and store card bills are not acceptable).
• Valid full driving licence, with photograph (provided this is not supplied as your List A item).
• Credit card or bank statement, less than three months old.
• Letter from a lawyer confirming house purchase completion.
• Most recent mortgage statement.

If, for whatever reason, you are unable to supply any of the documents listed above, please contact us as we may be able to accept alternatives in some circumstances.

Our Customer Due Diligence requirements – Companies

Please note that certified copies of original documents are acceptable; please do not send us your original passport, government issued identity card or driving licence.

All of the following persons should supply one item from List A and one item from List B.

• Beneficial Owner(s)
• Two Directors, one of whom must be an Executive Director
• Two Signatories, if different from the directors

List A – Proof of Identity: certified copy of

• Valid passport – include number, signature and photograph.
• Your government issued identity card.
• Valid full driving licence, with photograph and signature.

List B – Verification of Permanent Residential Address: original or certified copy of

• Utility bill less than three months old (mobile telephone bills and store card bills are not acceptable).
• Valid full driving licence, with photograph (provided this is not supplied as your List A item).
• Credit card or bank statement, less than three months old.
• Letter from a lawyer confirming house purchase completion.
• Most recent mortgage statement.

In addition to the above, Companies are required to submit the following documentation:

• Original or certified copy of the Certificate of Incorporation.
• A certified list of Directors.
• Confirmation of Registered Office.
• A copy of the Memorandum and Articles of Association.
• Limited Company Mandate, which includes your signatory list.
• Board resolution to open account.

Please contact us for more information regarding our Customer Due Diligence requirements for Trusts, Partnerships, Pension schemes, etc.

Acceptable Certifiers

The following are classed as Acceptable Certifiers and can therefore certify copy documents:

• An embassy, consulate or high commission of the country of issue of the documentary evidence of identity.
• A member of the judiciary, a senior civil servant, a serving police or customs officer.
• A lawyer or notary public.
• An actuary.
• An accountant holding a recognised qualification.
• A director, officer or manager of a regulated financial services business (bank, building society, insurance company etc).

Such a person must certify that he or she has seen the original documentation and that the copy provided (which he or she certifies) is a complete and accurate copy of the original, and, where appropriate, that the photograph is a true likeness of the individual concerned. The following wording can be used:
“I certify this to be a true copy of the original and that the photograph is a true likeness of [the individual concerned].”

The Certifier must then sign and date the copy of each document printing his or her name clearly in capitals, indicating his or her position and affixing any relevant stamp.

We also require an address and contact telephone number for the Certifier.

The Bank reserves the right to carry out such additional background checks as it deems necessary.