Glossary of Investment Terms

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• Bond
  Also called Guaranteed Equity Bond - see below.
• Call Account
  An account which gives you instant access to your deposited funds, without penalty.
• Easy Access Account
  An account which gives you instant access to your deposited funds, without penalty.
• Fixed Term Deposit
  A deposit which earns interest at a rate which is calculated based on the duration of the deposit. Early withdrawals of funds may not be permitted, or may incur early withdrawal charges.
• Guaranteed Equity Bond (GEB)
  Deposit-based guaranteed equity bonds return your capital in full whatever happens to the stockmarket indices to which the return is linked. The average growth in the stockmarket index specified by the bond is calculated over the term of the bond and you are paid a percentage of any growth.