Just because you need regular access to your funds held on deposit doesn't mean you shouldn't earn a competitive rate of interest.

We offer just that, a call deposit account paying a competitive rate of interest twice a year.

Please click below for a personalised deposit rate quotation

Key features include:

• Minimum balance of £5,000 or currency equivalent, with no maximum
• A variable rate of interest.
• Interest paid twice a year in June and December. This can be paid to the same account, to another designated account or repaid by cheque.
• Withdrawals are permitted at any time without notice. No charges are made to withdraw from a call deposit account however, a charge may be applicable if the funds are to be paid away electronically to an account outside of Bank of Ireland (I.O.M.) Limited or to a 3rd Party.*
• Available in 13 currencies.
• Interest on your account is paid gross without any tax being deducted or withheld by the Bank. **

* Please refer to our Schedule of Charges.
** You may have a tax liability in your country of residence in respect of interest paid on deposits with the Bank. It is your responsibility to obtain tax advice and to make all tax payments, returns and disclosures to the relevant authorities.

EU Savings Tax Directive
With effect from 1st July 2005, interest on deposit accounts for account holders who are resident in the European Union may have a Retention Tax deducted from the Gross Interest payments. This is to comply with the European Union Savings Tax Directive (the "Directive"). You may be able to avail of an exemption from this Retention Tax in accordance with the Directive. Please contact us for further details. If the Bank is required to make a deduction for Retention Tax on any sums payable by the Bank to you, the Bank shall have no liability to you in respect of any loss suffered by you. If the Bank is required to make a payment in respect of Retention Tax as a result of your failure to pay such tax, you agree to indemnify and reimburse the Bank for any such payments together with the Bank's reasonable costs incurred.

IMPORTANT NOTE: Bank of Ireland (I.O.M.) Limited does not give tax advice and strongly recommends that you speak to a qualified tax adviser regarding the setting up of a deposit account. Bank of Ireland (I.O.M.) Limited does not warrant or confirm the accuracy of the information given above. This information is given for information purposes only and should not be relied upon without obtaining independent professional tax advice.

Please ensure you have read and understood these key features and the terms and conditions included within the application form before applying.